You may be able to shop in person, but companies tend to be more oriented toward online merchants. With buy now, pay later, you usually owe a small amount upfront (for example, 25% of the purchase amount) and then have six weeks or longer to pay the remaining balance in equal, interest-free installments. Potential for spending more than you can afford to repayīuy now, pay later companies and credit cards both allow you to make a purchase and pay it off at a later date, but there are important differences.
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